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STUDENT BILLS AND EXPENSES
A student bill for the academic year 2014-2015 was sent during the summer to all students. This bill covers the following items:
Tuition and fees for the whole year (and rent, if any, billed for residence hall or affiliated housing) must be paid in full before you will be permitted to register for the fall semester. You will also be responsible for your spring semester residence hall fee or monthly Harvard University Housing rent when it is billed.
If you are being funded by an outside agency and the agency wishes to receive a bill directly from Harvard before making any payments on your behalf, please ask the sponsoring agency to submit a sponsored billing form (available in the admissions binder or on the Admitted Students website) to the Graduate Program (if they have not already done so) indicating the specific charges the agency will be paying on your behalf (e.g., tuition, Health Services fee, health insurance plan fee, activities fee, residence hall fee, Harvard University Housing rent, etc.).
The letter should be sent to:
Graduate Program Financial Aid
Harvard Law School
Graduate Program, WCC 5005
1585 Massachusetts Avenue
Cambridge, MA 02138
Fax: (617) 496-9179
FINANCIAL AID CREDITS
If you have received written notification from the Graduate Program's Office of Admissions and Financial Aid or the University Committee on General Scholarships about financial assistance from the Law School or the University for the 2014-2015 academic year, you may deduct the amount of the scholarship or fellowship when paying your student bill, provided this amount is not already reflected on your student bill under the heading "Anticipated Aid." (Please note that the actual scholarship disbursements may not appear on your student bill until the end of the fall semester.)
Students who have been offered student loans as part of their financial aid package must attend a loan information session during Orientation in order for their loans to receive final approval for disbursement. International students receiving student loans must also present their passports, visa documents, and home country identification cards (e.g., driver's licence or other national identification card) to comply with verification requirements.
NOTE: Students who have loans from any non-Harvard sources (e.g., additional bank loans) may not deduct any part of such loans from their student bill unless they have received approval from the Graduate Program Financial Aid Office to do so.
OTHER STUDENT BILLS
You may receive additional monthly e-bills, beginning in September, for expenses not listed above. Each monthly e-bill will show current charges, credits, and payments. Please pay your bill each month.
HEALTH INSURANCE AND DENTAL INSURANCE
All registered students are automatically enrolled in the University Health Service Plan. The total fee, which includes access to services provided by the University Health Clinic and Blue Cross/Blue Shield insurance coverage and prescription coverage, is $3,358 for the academic year.
The Health Services fee is mandatory and cannot be waived by any student who is in residence.
The Massachusetts Division of Health Care Finance and Policy has issued regulations that set the minimum standards for a student health insurance program. To waive participation in the Harvard-sponsored Blue Cross/Blue Shield insurance plan, you must show that you have alternative health insurance that is comparable to these minimum standards. Further information regarding these standards and waiver eligibility is available at: http://hushp.harvard.edu/waiver-eligibility-application
To apply for a waiver online, please carefully review all information and follow the instructions available at: http://hushp.harvard.edu/waive
Insurance coverage for a spouse and other dependents is also available if you specifically apply for such coverage within the open enrollment period (i.e., before September 30 for the fall term, and before February 28 for the spring term). For more information, please visit: http://hushp.harvard.edu/hushp-student-dependents
Enrollment forms for dependents are available at the Health Clinic located in the Smith Campus Center, 75 Mt. Auburn Street, Cambridge, or by download from: http://hushp.harvard.edu/hushp-student-dependents
The Graduate Program strongly recommends that each student also obtain optional dental insurance. You will not be automatically enrolled in dental coverage. To enroll, please visit http://hushp.harvard.edu/optional-dental-coverage. The deadline to enroll for the academic year is September 30 (no exceptions).
PAYMENT OF STUDENT BILLS
All students are expected to pay their student bills on a timely basis. No diploma will be awarded to any student with an outstanding balance. In some cases, the actual degree will be withheld until the balance is paid in full.
Any student who leaves the University with an amount due on his or her student bill that is unpaid for 60 days or more may be subject to collection activities. The costs associated with collecting an unpaid account will be added to the student’s outstanding debt and must be paid in full.
Student bills may be paid online or by money order, check, Western Union, or wire transfer, but not by cash or credit card. The Harvard University Employee Credit Union (HUECU) offers money orders to Harvard students for a one-dollar fee. All payments are to be made in U.S. currency. Checks must be drawn on a U.S. bank (or a bank with a U.S. branch indicated on the check) and made out to "Harvard University," with your name and Harvard student identification ("HUID") number clearly written on the check.
For more information, please visit: www.termbill.harvard.edu
To pay a student bill by wire transfer, please wire the money to the following account:
Bank Number: ABA# 026009593
Bank Name: Bank of America
Bank Address: 100 Federal Street, Boston, MA 02110
Account Name: President & Fellows of Harvard College SRO
Account No.: 942926-3103
Swift No.: BOFAUS3N
Memo: Student Receivables Office (+617-495-4187)
Identifier: Full name of student, student's HUID, and sender's name and address
Please note that though wires are subject to fees, neither Harvard University nor its bank charges for the receipt of wire transfers. International wires are subject to a fee charged by an intermediary bank between the sending and the receiving banks. Please check with your bank to determine what, if any, fees may apply to your wire transfer and be sure to adjust the amount of your transfer accordingly.
IMPORTANT TAX INFORMATION FOR FOREIGN STUDENTS
If you are a foreign student and you receive a scholarship from a U.S. source, you may be subject to a 14% withholding of U.S. federal income tax on the amount of your scholarship that exceeds tuition and mandatory fees. However, if you come from certain countries that have a tax treaty with the United States, you may be exempt from tax withholding. If your country's treaty exempts your scholarship from taxation, you must complete a Foreign National Information Form and a Form W-8BEN and return them to the Student Receivables Office, Smith Campus Center, 9th floor, as soon as possible. To find out whether your country has a tax treaty with the United States and for more information on tax withholding for foreign students, please visit the Harvard International Office website at: http://www.hio.harvard.edu/taxes-social-security/
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