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Sample Aid Packages

Here are two hypothetical aid package examples to illustrate how we met demonstrated financial need at Harvard Law School for 2013-2014.

Please note: The 2014-15 student budget and aid packaging formula has not yet been approved by the Financial Aid Committee.

  Eligible for HLS Grant (need greater than $43,100)Eligible for Loans (need less than $43,100)
 Student Budget$78,700$78,700
minusAssessed Student Contribution$5,000$5,000
minusAssessed Parent Contribution$10,100$40,000
equalsDemonstrated Need$63,600$33,700
  Grant Aid PackageLoan Aid Package
 Federal Stafford Loans$20,500$20,500
plusMost Favorable Available Loans$22,600 
plusHLS Grant Eligibility$20,500 
equalsTotal Financial Aid Award Offer$63,600$20,500
plusoptional Supplemental Loan*up to $15,100up to $58,200
equalsTotal Financial Aid Eligibilityup to $78,700up to $78,700


* Remember: Student Financial Services awards a basic financial aid package to meet the level of need demonstrated by the assessed student and parent resources. If your parents will not be contributing to your education expenses, it is possible to borrow in replacement of  the entire parent resource assessment amount through a supplemental education loan program.

It is also possible to borrow to replace all or a portion of the assessed student contribution, but borrowing to replace assessed student resources is not eligible for future loan repayment assistance through LIPP.

The upper limit on optional supplemental loan borrowing is the Student Budget; in other words, your total financial aid cannot exceed your approved budget.

Last modified: April 23, 2014

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